Using Covered California to Cover the Costs of Rehab in California
For most individuals wrestling with mental health conditions and substance abuse, living day-to-day becomes the routine. Funding a constantly growing habit and meeting the daily cost of living turns into a challenge that eliminates necessities from the budget before the addiction.
Save for a lucky few with a generous support system and who are willing to invest in their recovery, insurance coverage is the only clear path to sobriety. This is where Covered California drug rehab and alcohol rehab coverage steps in for many residents of the Golden State.
Covered California is a vital lifeline for California’s residents battling substance abuse. It covers millions who otherwise likely couldn’t afford private insurance. However, many Californians still aren’t aware that help is available thanks to health insurance plans like this, which the Affordable Care Act created.
At South Shores Detox, we offer mental health and substance abuse treatment, working with a growing number of health insurance agencies as in-network partners. Experience evidence-based solutions for your mental health and substance abuse challenges, administered by our compassionate staff as part of your personalized treatment plan.
Whether you’re looking for inpatient, outpatient, or something in between, having the right health insurance coverage is key to finding the behavioral health services to turn your life around.
Does Covered California Provide Substance Abuse and Mental Health Coverage?
Any health insurance benefits that Covered California provides include coverage for mental health and substance abuse treatment. Since the adoption of the Affordable Care Act, all health insurance plans have been required to provide this coverage.
Despite this adoption of widespread access to quality health plans, many people either still aren’t aware that addiction treatment is included or haven’t enrolled in one of Covered California’s health plans at all. If you’re currently struggling with a mental health disorder or attempting to break the chains of addiction, your first step should be to enroll in an insurance plan to ensure substance abuse coverage.
If you’re unsure how to take advantage of Covered California’s benefits, the following section provides helpful advice to help you get started.
Taking Advantage of Your Covered California Health Plans
Even though all healthcare providers offer some degree of insurance coverage for substance use disorder treatment and mental health care services, not all insurance plans pay for 100% of your medical care. First, you should understand that your insurance company dictates what facility you’re eligible to do business with.
Here are the steps to verify your health insurance plan and coverage levels:
Narrow Your Options
The best way to find out about your mental health and substance use coverage is to contact South Shores Detox and let one of our staff members do the technical part for you. We believe in helping to take as much off our clients’ plates as possible, and this is a courtesy we offer all who reach out to contact us regarding our wellness services.
The following actions will help expedite the process, allowing us to move forward quickly to get you the substance abuse and mental health treatment you need:
Have Your Card On Hand
Before contacting us, try to have your insurance card—or at least your plan number. This will allow us to look up information about the health care services available through your provider and eliminate any doubt that you’re a recipient of Covered California.
From there, we can determine how much coverage you receive based on the health plans purchased or whether you have a free plan. Many clients sign up for Medi-Cal through Covered California, receiving free or discounted healthcare plans. Your Covered California plan doesn’t always guarantee free medical care.
California residents who qualify for Medi-Cal at no cost won’t receive any out-of-pocket expenses. That means no deductible to meet and no copayment at the time of your admission. If you have a discounted plan, albeit minimal, you still likely have some form of copayment and deductible to meet until you’re 100% covered.
Although at this time South Shores does not accept Medi-Cal, we are able to work with many forms of insurance offered on the Covered California marketplace.
Have a Pen and Paper Ready
Please have a pen and paper ready so you can write down the information we provide about your health and medical coverage for substance use. This is especially important if you have any minor costs you might be responsible for.
By notating your deductible and copayment amounts, you can begin formulating a plan and finding other sources of assistance to satisfy these costs.
Our Staff Will Advocate for You
When you contact our team regarding how Covered California works, we advocate for you to ensure the most favorable outcome. Although we work with many Covered California plans on an in-network basis, this doesn’t mean some of our potential clients won’t face challenges.
We’ll help you navigate the appeals process if you’re denied for any reason. If necessary, we can also assist with a roadmap to treatment that doesn’t involve insurance. Our primary goal is to give you a chance at long-term recovery, regardless of your social or financial status.
The Advantages of Using Covered California or Medi-Cal
Just how widespread has substance addiction become? According to recent studies, nearly 20% of Americans exhibit the criteria for an official substance use disorder diagnosis.
Plans through Covered California are critical for those who enroll—without these health insurance benefits, receiving substance abuse rehab would be next to impossible. In addition, clients wouldn’t reap the benefits of other vital services that come with these essential health benefits, including:
- Ambulatory patient services
- Discounted prescription drugs
- Coverage for emergency services
- Laboratory services
- Dental insurance
- Vision coverage
- And pediatric services
Many Americans wouldn’t have access to their respective insurance plans without the Affordable Care Act. The importance of insurance isn’t exclusive to those who receive Medi-Cal through Covered California.
At this point, you might be curious about the specific type of addiction treatment available at South Shores Detox for clients covered by Covered California.
What Does South Shores Detox Offer Recipients of Covered California Plans?
When you commit to receiving addiction treatment at South Shores Detox, we make all of our therapeutic options available to you. Once we receive approval from your insurance provider, we can begin creating your personalized treatment plan. This might include, but isn’t limited to, the following areas of focus:
- Dual diagnosis treatment
- Cognitive behavioral therapy
- Holistic treatment
- Medically-assisted detox
- Medication-Assisted Treatment
- Trauma-informed therapy
- And much more
We offer all of the above at one of several care levels, including inpatient treatment, outpatient services, and our partial hospitalization program. If you live in Orange County or the surrounding areas and have insurance through Covered California, help is available sooner than you think.
Contact Our Admissions Team at South Shores Detox Today
If you’re struggling with mental health or substance abuse challenges, why suffer another day if you don’t have to? The team at South Shores Detox takes pride in reshaping the future for Orange County residents, helping to build a stronger and brighter tomorrow.
For more information on insurance-related matters and other inquiries, contact a member of our admissions team today. All calls are confidential, so please reach out for support in confidence now.