Health Net Rehab Center
Using Your Health Net Plan for Rehab Services
Health Net Insurance offers coverage to everybody, regardless of age, income, employment status, or health status. In addition, Health Net insurance provides services to more than 3 million people through its various individual, family, group, and Medicare health plans – giving you a glimpse into how expansive their organization is.
So, does Health Net insurance pay for drug and alcohol rehabilitation? The quick answer is “yes,” but your coverage may differ depending on the type of plan you have and the place you call home.
For more information on our Health Net rehab center, make sure you read the following article and find out what South Shores can do to help your recovery!
Health Net Insurance Coverage
South Shores Recovery is here to help those with Health Net insurance locate a drug and alcohol treatment center that accepts their policy and provides the mental health services they need. Find out more about the Health Net addiction treatment and mental health services available to you in the following article. Find out how the benefits you receive can help you in overcoming addiction and be successful in substance abuse treatment.
Health Net Insurance Coverage Specifics
While South Shores Recovery does its best to keep you apprised of any changes or inaccuracies in the coverage details of each insurance provider, it is possible that some of the information provided may be out of date. In order to verify your level of coverage, you should contact your insurance company directly.
Can Someone Get Help for Drug or Alcohol Addiction Through Health Net?
Health Net does, in fact, provide partial coverage for drug and alcohol rehabilitation and mental health programs. Health Net mental health coverage plans are obliged by the Affordable Care Act (ACA) to offer coverage for substance addiction treatment since SUDs are recognized as behavioral health issues and one of the 10 essential health benefits. 2 In other words, your rehabilitation stay will be covered at 100% by Health Net or MHN, just like any other hospitalization.
Up to 100% of Costs Covered with Health Net – Call Now!
Health Net and Their Managed Health Network
Health Net’s Managed Health Network (MHN) offers coverage for mental health treatments and addiction treatment for individuals and families. For additional support in offering behavioral health services to its staff, MHN also offers Employee Assistance Programs (EAPs) and other member-based assistance programs.
Partial hospitalization, intense outpatient, and residential treatment are some of the alternate types of therapy that may be paid for under an MHN behavioral health services.
Behavioral Health Services
MHN’s behavioral health policies are flexible and can be added to an existing Health Net policy or purchased separately.
Many factors, like where you live, whether or not the facility is in your insurance network, the length of your stay, and the extent of your insurance plan, might affect how much you are covered by medical insurance. Treatment for substance abuse disorders can range in price from zero to several hundred thousand dollars, depending on factors such as the severity of the addiction, length of stay, type of program chosen, and the number of individualized services required. For example, residential treatment wouldn’t cost the same as an outpatient behavioral health therapy program.
Health Net for Mental Health, Behavioral Health, and Detox Programs
Alcohol and drug addiction treatment is often covered in full or in part by most Health Net health insurance plans. Treatment options could include the following:
Detox Services
Detoxing from substances like drugs and alcohol may be unpleasant, painful, and even dangerous without the right support. To safely detox from substances, medical detoxification provides round-the-clock medical monitoring. Also, you may be prescribed medication to ease the discomfort of withdrawal.
Residential Treatment
A firm foundation for substance abuse rehabilitation is available at an inpatient or residential live-in treatment center. Depending on the specifics of your addiction treatment program and your own personal circumstances, inpatient programs typically last anywhere from 15 to 90 days.
Medication Assisted Treatment
Medication is only one part of this treatment; counseling and behavioral therapies also play a role. The purpose of treating substance abuse disorders is to offer care for the whole individual. Methadone, Buprenorphine, and Naltrexone are all examples of MAT drugs that can be used to treat opioid addiction and/or withdrawal.
Partial Hospitalization
Partial hospitalization programs allow patients to remain at home while still receiving necessary rehabilitation services during the day.
Intensive Outpatient Services (IOP)
Those participating in intensive outpatient programs typically do so on fewer evenings per week than those in traditional outpatient programs. You can continue to live at home and maintain your regular routines while participating in an intensive outpatient program.
Outpatient
After completing inpatient rehabilitation, many clients continue their recovery with outpatient services. Ten to twelve hours a week are spent in the treatment center, and the rest of the time can be spent at home.
When you’re ready to get help for your substance abuse problem, you’ll need to figure out what approach will work best for you.
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Learn More About Your Health Insurance's Rehab Coverage Options
Find out what percentage of your addiction treatment charges Health Net will cover and what percentage you’ll have to pay before deciding on a treatment facility. To find out what your Health Net policy covers, we cam help.
Finding out in advance what costs are covered by your Health Net insurance policy for drug and alcohol rehab can provide much-needed peace of mind during this trying time. Getting and remaining sober is a task that may be accomplished without the added stress of worrying about money.
Plan and Coverage Details from Health Net MHN
Plans for mental health services provided by Health Net’s MHN (managed health network) will vary in terms of specific coverage specifics but will otherwise be identical.
- Therapy and counseling appointments.
- All levels of care
- Aftercare
- 24/7 Treatment
Substance abuse and addiction services are a priority for MHN plans, which is why they are of such high quality. By customizing their strategies for each customer, they guarantee that all necessary care management is provided.
The following are some of the Health Net plan options available to you:
- Organization for Health Maintenance (HMO) CommunityCare (Silver, Gold, and Platinum plans)
- Health Maintenance Organization (HMO) with Enhanced Care (Minimum, Bronze, Silver, Gold, Platinum plans)
- PPO (Minimum, Bronze, Silver, Gold, Platinum plans) (Minimum, Bronze, Silver, Gold, Platinum plans)
- One EPO PureCare (Minimum, Bronze, Silver, Gold, Platinum plans)
- Care HSP Pure (Minimum and Bronze plans)
Participating Healthcare Providers
Providers who are part of an insurance company’s network have agreed to provide care at a discounted rate. Your out-of-pocket costs will be less than they would be if you went to an out-of-network provider. If you go to a rehab center that is not in your insurance’s network, you may have to pay for the entire cost of your treatment out of pocket.
Health Net and MHN are two of the most common insurance providers that will pay for out-of-state addiction treatment. Most rehab centers are privately owned, so whether you go in-state or out-of-state, the price of your treatment won’t vary by much. All 50 states are covered by the Health Net/MHN network, so long as you see a doctor who participates in the network.
Check with potential facilities to see whether they accept your Health Net or MHN insurance plan. Choose a drug and alcohol rehabilitation center that accepts Health Net patients whenever possible. You may be able to work out a payment plan with the rehab center to pay back the cost of treatment over time if you are unable to find an in-network provider or prefer a facility that is out-of-network.
Health Net Insurance: Checking Your Coverage
Treatment for substance abuse disorders might range in price from one individual to the next. That is a question for the particular facility, treatment plan, and services utilized.
To find out what percentage of your rehabilitation expenses will be covered by Health Net and what percentage will be your responsibility, you should review your policy’s benefits before making any decisions about a rehabilitation center.
Health Net Insurance Premiums
Substance addiction treatment is one of the services that is typically only partially covered by health insurance. Higher-priced programs can be tough to afford because you’ll be responsible for covering the fees that your Health Net/MHN plan doesn’t. However, there are always resources available to assist you.
Many centers for substance abuse treatment allow clients to pay for their care in installments, allowing them to focus on recovery while spreading out the financial load.
Payments are adjusted based on a client’s income and other factors to create a “sliding scale,” where those with lower incomes pay a smaller percentage of the total cost of care than those with higher incomes.
No matter how much money you have or don’t have, we can get you the help you need. Get in touch with a representative at your health insurance company to learn about your options for covered drug and alcohol treatment.
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A Health Net Rehab Center to Support Your Recovery
At South Shores Recovery, we’re ready to help on all fronts. We can provide assistance with your behavioral health and substance use challenges and help you gain peace of mind regarding your Health Net policy.
If you’re uncertain about your coverage or any specifics of your insurance policy, give us a call, and we’ll do everything within our power to clarify everything. We can even contact your provider with you on the line to ensure you know exactly all services that are covered.
If everything isn’t paid for, we can move on from there. The last thing you want to do is give up on your recovery. We can help you find out resources for coverage and in some situations, work with you on payments on a case-by-case basis. What’s most important is your mental and physical wellness and long-term recovery.
For more information on how we can help, contact a member of our financial and insurance department.